Category Archives: Car Accident
Does Kentucky Auto Insurance Cover an Accident That Occurs While Working on a Vehicle?
In Kentucky, drivers have the option of purchasing “no-fault” insurance coverage under the Kentucky Motor Vehicle Reparations Act (MVRA). Under the MVRA, your auto insurance company must pay you certain medical and lost income benefits in the event of a car accident without regard to who was at fault for the crash. In that… Read More »
What Is the “Coots Procedure” and How Could It Affect My Kentucky Car Accident Settlement?
While Kentucky law requires all drivers to carry liability insurance to cover potential car accidents, the minimum required coverage is just $25,000 per person or $50,000 per accident. Yet many car accidents result in serious injuries that far exceed such minimums. In those situations, the victims may turn to their own underinsured motorist (UIM)… Read More »
Does Underinsured Motorist Coverage Apply to Short-Term Rental Vehicles?
If you drive a car, you know the law requires you to carry a certain amount of auto insurance. Such minimal coverage, however, is often far too little to provide full compensation in the event of a car accident. This is where having additional uninsured/underinsured motorist coverage can prove useful. Underinsured motorist (UIM) coverage… Read More »
What Happens When 2 Insurance Policies Cover the Same Auto Accident?
If you are injured in a car accident, you may just assume that the negligent driver’s insurance company will pay for your losses. But things are often not so simple. Depending on the circumstances, there may be multiple insurance policies–and insurance companies–who may share financial responsibility for a given accident. This can lead to… Read More »